United Federal Credit Union Interest Plus Checking at 6.01%APY

United Federal Credit Union is offering a bank checking account rate of 6.01%APY. The bank guarantees the rate until 2010.

To obtain this great bank checking account rate, you have to meet 3 simple requirements:

1. You must enroll in e-Statements;
2. Have one direct deposit or one Electronic Payment (ACH); and
3. You must perform 10 Debit Card Swipe and Sign Purchases (Non-PIN).

If you meet the above 3 requirements, you will earn the 6.01%APY on balances up to $25,000 and a bonus rate of 0.25%APY on balances of over $25,000. You will also receive ATM refunds up to $25 per month excluding international ATM transactions. If you fail to meet the 3 requirements you will still earn the standard rate of 0.10%APY.

Additional benefits for opening an interest plus checking account with United FCU is an overdraft protection up to $1,000, savings insurance up to $500,000 and a lot more.

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