Capital One Bank InterestPlus Online Savings Account is not a typical online savings account as it allows you to earn interest income at 0.85%APY on account balances of $1,000 or more. It is comparable to a high yield savings account wherein you get to earn a high interest rate on your savings account deposits. In addition, Capital One Bank InterestPlus Online Savings Account allows online savings account holders the incentive to earn 10% quarterly bonus on interest earned with use of your Capital One credit card once a month or when you have an average of $10,000 in your savings account. The minimum amount required to open the account is $1 only, but note the bank’s requirement in order for you to earn the $50 cash bonus plus the 10% quarterly bonus on interest earned.

Here is what you need to do to receive the $50 bonus:

1. Open a new InterestPlus Online Savings Account with Capital One Bank;
2. Use offer code BANK223DF at the time of account opening;
3. Have a balance of $10,000 or more by January 15, 2012 in your new online savings account; and
4. Get the $50 cash bonus.

It is required that the new online savings account must be your first account with Capital One Bank. The $50 cash bonus will be credited to your account 4 to 8 weeks after January 15, 2012. Your savings account must remain open at the time of crediting your bonus.

Capital One Bank is backed by FDIC insurance.

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Here are Sovereign Bank’s checking packages:

1. Premier Checking Package with $100 cash bonus. Sovereign Bank’s premier banking includes premier checking and premier money market savings. The premier checking is an interest bearing checking account with no monthly fee if it the account has a combined deposit of $20,000. The premier money market savings offers the bank’s best money market savings rates. It package comes with a Debit MasterCard and a chance to earn up to 20% in Sovereign Cash Rewards.

2. Preferred Checking Package with $75 cash bonus. Sovereign’s Preferred Banking includes a Preferred Checking, an interest bearing checking account with no monthly fee with direct deposit or qualifying balances, otherwise $15. It also includes Preferred Money Market Savings which offers special money market savings rates and has no monthly fee and no minimum balance with Sovereign’s Preferred Checking Account. The package comes with a Debit MasterCard and a chance to earn up to 20% in cash rewards.

3. Classic Checking Package with $50 cash bonus. Sovereign Bank’s Classic Checking has a low minimum balance requirement with no monthly fee if you have $500 average daily balance, otherwise you pay $5. The classic checking package also includes classic savings with competitive rates.

To get the cash bonus, you need to do the following:

1. Open a checking package of your choice as above indicated by September 30, 2011;

2. Make five (5) debit card purchases by November 30, 2011; and

3. Get your cash bonus by December 15, 2011.

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The catch however to get the $150 cash bonus is that you must register or open a checking account with the bank before April 30, 2010 and, in addition, you must pay your bills using SunTrust Online Banking with Bill Pay.

For those who already have a checking account with SunTrust and wish to get rewarded, you must register to be eligible to receive the $150 cash bonus.

You will receive the first $50 for opening a SunTrust personal checking account. To receive the additional $100, you must first be found eligible for the $50 offer and must continue to make at least 3 payments each month for the next three consecutive months through SunTrust Online Banking with Bill Pay out of the same enrolled personal checking account.

Note that the above offer ends April 30, 2010 and is available only to one account per client.

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The Advantage Plus Checking Account, a premier dividend checking account, comes with valuable benefits. You will get a Free Debit Card that offers cash back rewards and access to its network of ATM without a fee. It also comes with an ID Theft Protection.

You need at least $500 minimum direct deposit of new money to open the Advantage Plus Checking Account and be eligible to get the $100 cash bonus. No required minimum balance, however, there is a $6 monthly maintenance fee.

If qualified for the $100 cash bonus, bonus will automatically be deposited into a customer’s new checking account within 45 days. Checking account, however, must remain open for at least 6 months otherwise the $100 cash bonus will be debited from the account at closing.

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All you need to do is refer a friend to open an eMoney Market Account with Virtual Bank. When the friend you referred to opens an eMoney Market Account, you earn $20. You can refer up to 50 friends and earn up to $1,000 since you earn $20 for each friend who opens an account.

You must be eligible to refer a friend and that means you must have a Virtual Bank checking, savings, or eMoney Market account. When your friend applies for and opens an eMoney Market account, you and your friend will get $20 each. Your $20 cash bonus will be deposited to your designated account and is not available for withdrawal for 30 days.

It is also required that the friend you referred to must not be a current account holder of Virtual Bank and Lydian Private Bank.

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