High Yield Savings, Checking and Money Market Accounts

High Yield Savings Account Rates for December 2011

Posted by hysa | No Comments | Filed in Savings Account

2011 is almost over and the best thing to do for one with something in mind for 2012 is to start the New Year with a much better savings goal. Yes, December is the most joyous month each year and it is indeed the month we spend for gifts to share and give to our loved ones. Yet, December is also a good month to start a New Year with a good savings plan.

For savings, the best way is to look for a high yield savings account since it gives you a much better savings account rate compared to a regular savings account. There are many banks offering high yield savings accounts however only a few are offering the best high yield saving account.

We have gathered below the best high yield savings accounts offered by banks that are FDIC insured and Credit Unions with accounts also covered by insurance:

1. UFB Direct. UFB Direct tops on our list of banks offering a high yield saving account. UFB Direct offers 1.30%APY on its Airline Rewards Savings and the minimum amount to open is $100 only with no monthly fee.

High Yield Savings Account Best Rates

Posted by hysa | 1 Comment | Filed in Savings Account

Looking for the best high yield savings account? Bank’s high yield savings accounts are now offering a savings option with high interest rates. However, the competition among online high yield savings accounts is very high. Many banks offer fantastically high rates, but that rates are constantly changing. That being said, you always need to be aware of the changes from time to time. In our effort to provide the best high yield savings account rates for November 2011, following are the short list of the best online bank savings accounts with high interest rates. Not only will you have 24/7 access to your account, but that you can have peace of mind knowing that your money is safe as they are FDIC insured.

DISCOVER BANK. Discover Bank offers a solid savings account with a fast opening process 24/7. The current interest rate for Discover Bank is 1.00% APY. This has a low opening deposit plus no minimum balance. And, it has set up automatic transfers from any checking or savings account.

AMERICAN EXPRESS. American Express is a well known and trusted bank. Earn a competitive rate with easy access to your money. No need to switch banks if you are comfortable banking with them. You can make deposits and withdrawals to your personal savings account electronically by linking your existing account at another bank in a few simple steps. Current savings account offer from American Express is 1.00% APY. There is no minimums and no fees to open or maintain a high yield savings account with them.

Best Interest Bearing Checking Accounts November 2011

Posted by hysa | No Comments | Filed in Checking Account

There are many checking account promotions going on at this time. Some banks offer sweeteners like cash bonus and gift items. But, while these checking account promotions are good, some of these checking accounts do not offer any interest to checking account holders. It is like a totally free checking account wherein you only get to enjoy the free use of the checking account, but with no interest at all.

If you are up to letting your money work for you then it is best to look around for interest bearing checking accounts. There are many banks offering interest bearing checking accounts, but it is up to you to look for it.

Here are the banks and credit unions offering checking accounts that bears interest of over 1.00%APY for November 2011. Check them out and compare which checking account is best for you.

1. Provident Credit Union Super Reward Checking at 2.26%APY. Provident Credit Union only requires $25 minimum to open the checking account and there is no monthly fee.

2. Baxter Credit Union Power Checking at 2.00%APY. No minimum is required to open and there is no monthly fee.

3. Bank of Internet USA Rewards Checking at 1.25%APY. $100 minimum is required by Bank of Internet USA but there is no monthly fee.

4. Alliant Credit Union Free High Rate Option at 1.10%APY. There is no minimum and no monthly fee for this checking account.

5. Incredible Bank Incredible Checking at 1.06%APY. Incredible Bank requires the highest minimum amount of $1,000 to open the checking account and there is a monthly fee of $15, which may be waived if you meet certain requirements by the bank.

Bank of America Credit Card Promotion 2011

Posted by hysa | No Comments | Filed in Bank Deals

Bank of America has an ongoing promotion for 2011. What the bank is offering is a new BankAmericard Cash Rewards credit card.

If you are planning of getting a credit card, here are the features of Bank of America’s new BankAmericard Cash Rewards credit card:

1. No annual fee.

2. $50 cash rewards bonus after qualifying purchases. To get the $100 cash rewards bonus, you need to use your new card to make at least $100 in retail purchases within 60 days of opening your account.

3. Cash rewards with no need to sign up or register. Your rewards are automatic and they don’t expire. The cash back are as follows:

1% cash back on everything else
2% cash back on groceries
3% cash back on gas

Sovereign Bank Promotion November 2011

Posted by hysa | No Comments | Filed in Checking Account, Savings Account

The weather is getting cold, but bank promotions are getting hot. Look around or ask someone you know and you will find that there are banks that offer the best checking account, the highest yield savings account and bank that doesn’t charge any monthly fee for using your debit card on purchases.

Sovereign Bank, for example, has a lot of hot promotional offers. Here are Sovereign Bank’s promotions:

1. Sovereign Bank Student Banking. With Sovereign Student Banking, a student who opens up a Free Student Checking Account will get up to $50 cash bonus. The Sovereign Student Banking is designed to give students easy and convenient banking. The student-friendly features of Sovereign Bank’s Student Checking Account not only offers a $25 cash bonus, but also another $25 cash bonus when the student use his/her new Debit MasterCard to make at least 5 purchases. A total of $50 in cash bonus.

Sovereign Bank Student Banking has no minimum balance and no monthly fee, no fee to use other bank’s ATMs in the US, first order of check is free, no annual fee or monthly fee with Sovereign Bank Debit MasterCard, unlimited phone, branch and ATM banking and more.

High Yield Savings Account Rates for December 2011

High Yield Savings Account Best Rates

Best Interest Bearing Checking Accounts November 2011

Bank of America Credit Card Promotion 2011

Sovereign Bank Promotion November 2011

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